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For My Business

< R10m annual turnover

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> R10m annual turnover

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By Turnover

First Business Zero (R0 - R1 million p.a) Gold Business (R0 - R5 million p.a) Platinum Business (R5 million - R60 million p.a) Enterprise Business (R60 million - R150 million+ p.a)

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Business Accounts Credit Cards Cash Solutions Merchant Services eWallet Pro Staffing Solutions ATM Solutions Ways to bank Fleet Services Guarantees

Savings and Investments

Save and Invest 3PIM (3rd Party Investment Manager)

Borrow

FNB Cash Advance Overdraft Loans Debtor Finance Leveraged Finance Private Equity Securities Based Lending Selective Invoice Discounting Asset Based Finance Alternative Energy Solutions Commercial Property Finance Fleet Services

Insure

Insurance

For my employees

Staffing Solutions Employee benefits

Forex + Trade

Foreign Exchange Imports and exports Structured Trade + Commodity Finance Business Global Account (CFC account)

Value Adds + Rewards

Connect my business the dti initiatives Enterprise and supplier development Business Hub eBucks Rewards for Business DocTrail™ CIPC Integration Channel Instant Accounting Solutions Instant Payroll Instant Cashflow Instant Invoicing SLOW 24/7 Business Desk FNB Business Fundaba nav» Marketplace Prepaid products Accounting integrations

Industry Expertise

Philanthropy Chinese Business Islamic Banking Agriculture Public Sector Education Healthcare Franchise Motor Dealership Tourism

Going Global

Global Commercial Banking

Financial Planning

Overview

Bank Better

KYC / FICA Debit order + recipient switching Electronic Alerts

Corporates + Public Sector

Corporate Public Sector

All savings + investment accounts


Cash deposits

Notice deposits Immediate access Access to a portion Fixed deposits

Share investing

Shares

Tax-free investing

Tax-free accounts

Funds/unit trusts

Ashburton specialised products

Invest abroad

Offshore products

I want to save for

Personal goals Child's education Emergencies Tax-free

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Financial planning

Overview

Take control with us

Debt management

Managing debt doesn't have to feel overwhelming, and acting sooner makes all the difference. We offer a range of smart solutions to help you take control of your debt and achieve financial freedom.

Stay ahead of your debt

Create a budget

Track every rand to understand where your money is going

Prioritise repayments

Pay all high-interest debt first to reduce costs

Avoid new debt

Borrow less, breathe more. More credit does not equal financial wellness

Consult with your credit providers

You'll get your own registered counsellor who will help you restructure your repayments into a manageable plan.

Spot the signs

If you are constantly borrowing money, then you're over-indebted, and that is not a good sign that your debt will end soon.

 

Debt review alternatives

We understand that life can take unexpected turns, and managing finances during such times can be challenging. If you are experiencing difficulties, then we're here to support you.

We offer various options to help you manage your payments and reduce financial stress. Whether it's a payment holiday or debt restructuring, we're here to assist you.

You can apply for one of our relief solutions via the FNB App > nav» Money > Manage my debt.

Be sure to provide a detailed motivation of why you require assistance and upload documentary proof of your situation.

Debt management options

We've designed a range of tools and resources to help you understand, manage and overcome your debt.

Quick Sell

Efficiently sell your property fast via the FNB App > nav» Money > Manage my debt > Quick Sell.

Credit switch

Transfer your existing credit to us and get more favourable options to help you save money and simplify your repayments.

Temporary relief solutions

From payment holidays to restructured repayments, we've got solutions to help reduce financial stress and regain control via the FNB App > nav-igate life > Temporary relief solution.

nav» Money

Take your first step toward financial freedom today, whether you need to sell, switch, restructure, or review, we're here with the right tools and guidance, all on nav» Money.

 
 
 

Do you qualify?

For more details, type 'Relief options' in the Secure Chat on the FNB App. The easiest way to see which solutions you qualify for is to apply directly through the FNB App.

Understanding debt review

Debt review is a formal legal process that helps individuals who are over-indebted to restructure their credit agreements, making monthly repayments more manageable. If you are considering this option, it is important to understand the implications. During the process, you will not be able to access any new credit. Additionally, you can only exit debt review once all your unsecured credit agreements have been completely settled.

 

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