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Debt management
Managing debt doesn't have to feel overwhelming, and acting sooner makes all the difference. We offer a range of smart solutions to help you take control of your debt and achieve financial freedom.
Managing debt doesn't have to feel overwhelming, and acting sooner makes all the difference. We offer a range of smart solutions to help you take control of your debt and achieve financial freedom.
Track every rand to understand where your money is going
Pay all high-interest debt first to reduce costs
Borrow less, breathe more. More credit does not equal financial wellness
You'll get your own registered counsellor who will help you restructure your repayments into a manageable plan.
If you are constantly borrowing money, then you're over-indebted, and that is not a good sign that your debt will end soon.
We understand that life can take unexpected turns, and managing finances during such times can be challenging. If you are experiencing difficulties, then we're here to support you.
We offer various options to help you manage your payments and reduce financial stress. Whether it's a payment holiday or debt restructuring, we're here to assist you.
You can apply for one of our relief solutions via the FNB App > nav» Money > Manage my debt.
Be sure to provide a detailed motivation of why you require assistance and upload documentary proof of your situation.
We've designed a range of tools and resources to help you understand, manage and overcome your debt.
Efficiently sell your property fast via the FNB App > nav» Money > Manage my debt > Quick Sell.
Transfer your existing credit to us and get more favourable options to help you save money and simplify your repayments.
From payment holidays to restructured repayments, we've got solutions to help reduce financial stress and regain control via the FNB App > nav-igate life > Temporary relief solution.
Take your first step toward financial freedom today, whether you need to sell, switch, restructure, or review, we're here with the right tools and guidance, all on nav» Money.
For more details, type 'Relief options' in the Secure Chat on the FNB App. The easiest way to see which solutions you qualify for is to apply directly through the FNB App.
Debt review is a formal legal process that helps individuals who are over-indebted to restructure their credit agreements, making monthly repayments more manageable. If you are considering this option, it is important to understand the implications. During the process, you will not be able to access any new credit. Additionally, you can only exit debt review once all your unsecured credit agreements have been completely settled.